When you enroll in the HDHP + HSA Plan, Amy’s automatically provides Critical Illness and Hospital Indemnity insurance at no cost to you. These are separate from the voluntary plans available for purchase but offer the same standard plan design.
| Critical Illness | Hospital Indemnity |
|---|---|
| Pays a cash benefit if you’re diagnosed with a covered serious illness, such as cancer, heart attack, or stroke. | Pays a cash benefit for a covered hospital admission to help with out-of-pocket costs and other expenses. |
Together with Amy’s HSA contribution, this extra coverage can help with your costs if you experience a covered critical illness or hospital stay. No additional enrollment required.
Say you’re hospitalized early in the year and haven’t met your HDHP deductible yet. You may be responsible for a significant portion of your medical costs. Your HSA can help you pay those expenses, while your Hospital Indemnity coverage may provide a cash benefit directly to you that you can use toward medical bills—or other expenses.
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