Prescription drug coverage is the same across all three medical plans, so you’ll have the same prescription benefits no matter which plan you choose.
| Plan Features | |||||
|---|---|---|---|---|---|
| In-Network Only | In-Network | Out-of-Network | In-Network | Out-of-Network | |
| Annual Deductible Individual/Family |
N/A | N/A | N/A | $4,000** / $8,000** | $8,000** / $16,000** |
| Annual Out-of-Pocket Maximum Individual/Family |
$2,000/person* | $2,000/person* | $2,000/person* | $8,000** / $16,000** | $16,000** / $32,000** |
| Prescription Drugs: Retail (up to a 30-day supply) | |||||
| Maintenance Drugs (Generic) | $5 | $5 | $20 | $5 | $20 |
| Generic | $10 | $10 | $20 | $10 after deductible | $20 after deductible |
| Preferred Brand | $20 | $20 | $40 | $20 after deductible | $40 after deductible |
| Non-Preferred Brand | $40 | $40 | $80 | $40 after deductible | $80 after deductible |
| Specialty | $0*** | $0*** | $0*** | $0*** | $0*** |
| Prescription Drugs: Mail Order (up to a 90-day supply) | |||||
| Maintenance Drugs (Generic) | $10 | $10 | N/A | $10 after deductible | N/A |
| Generic | $20 | $20 | N/A | $20 after deductible | N/A |
| Preferred Brand | $40 | $40 | N/A | $40 after deductible | N/A |
| Non-Preferred Brand | $80 | $80 | N/A | $80 after deductible | N/A |
*Separate from medical plan out-of-pocket maximum.
**Combined with medical deductible and out-of-pocket maximum.
***No cost if enrolled in PrudentRx, 30% coinsurance if not enrolled in PrudentRx.
By enrolling in PrudentRx, you will pay $0 for your specialty medication, if included in the specialty medication list. If you do not enroll, you’ll pay 30% of the medication cost.
Note: Pre-certification is required, and prescriptions must be filled through CVS Specialty Pharmacy.
Download your RxSavingsPlus discount card at: rxsavingsplus.com/9712A081401.
(8 a.m. – 8 p.m. ET)